Item Processing

Palmetto Cooperative Services pioneered share draft processing way back in 1978 to help credit unions serve their members. Through the evolution of check processing services and image-based solutions, we remain at the forefront.

Our production facilities are fully image-enabled and SAS 70 tested, with redundant processing capabilities in Irmo, SC and Atlanta, GA.  Our relationships with various exchange partners allow us to be connected nationwide and our association with industry leaders is unmatched.

Funds can be settled into the financial institution of your choice, or directly into your Federal Reserve account.

Imaged Check Clearing (Share Draft Processing)

Your members are still writing checks and we have the systems to receive them from multiple sources every business day.  We provide a processing file to your credit union (or service bureau), formatted to meet the needs of your core system.

Branch Capture

Create images of deposited items for faster, more efficient collection.

Teller Capture

Integrate check image capture and collection with your core system.

Merchant Capture

Give your merchant/business account holders remote deposit capabilities.

ATM Capture

Eliminate daily trips to your ATMs to remove deposit envelopes and stop empty envelope deposits.