a. Wire Transfers-We will perform a limited review of Regulation J and UCC-4A requirements as well as CRSP (commercially reasonable security procedures). A sample of wire transfers will be traced to source documents.

b. Cash Controls-Checklists will be used to ensure that the various internal controls procedures are present and adequate.

c. Dormant Account Controls- We will perform a limited review of dormant accounts. We will review internal controls in place for processing transactions on dormant accounts .These reviews will be limited in scope to areas of potential internal fraud.

d. Review of Plastic Card Internal Controls-We will perform a limited review of the credit, Debit and ATM card department's internal controls. Checklists will be used to ensure that the various internal control procedures are present and adequate. The review will be limited in scope to area of potential internal fraud. The reviews can be separated depending on your needs.