Upon completion of the item capture process, we will make a data file available to the credit union. This data file should be ready by 4:30 p.m. each business day. The data file may be received by the credit union in a number of different ways. Some of the most popular methods for retrieving these daily transmission files include retrieval from an FTP site, bulletin board, bisynch transmission or asynch transmission. We can work with the credit union to determine the best transmission retrieval method for you, utilizing your existing hardware, software and telecommunications system wherever possible.